CIBIL & Credit Score Services — Uttra Enterprises

CIBIL & Credit Score Services

Check your credit score across Equifax, Experian, CRIF High Mark and TransUnion — get it as a quick score, structured JSON data or a full report PDF.

4Credit Bureaus
3Report Formats
InstantScore Check
Credit Score CheckSAMPLE REPORT
768
GOOD SCORE
Equifax768
Experian
CRIF
TransUnion
Choose a bureau

Check your score across all four bureaus

Each bureau scores you slightly differently — check the one your lender uses, or all four for a complete picture.

Equifax

One of India's four RBI-licensed credit bureaus, widely used by banks and NBFCs.

Check Score

Experian

A globally recognised bureau providing detailed credit history and score reports.

Check Score

CRIF High Mark

A leading Indian bureau, commonly used for MSME and retail lending decisions.

Check Score

TransUnion (CIBIL)

India's most referenced credit bureau, commonly known simply as your "CIBIL score."

Check Score
Report formats

Get your report the way you need it

Three ways to receive your credit score check — pick what suits your purpose.

Score Only

Just the number — a quick score check when all you need is to know where you stand.

JSON Data

Structured JSON output of your score and key report fields — suited for record-keeping or integration.

Full Report PDF

The complete bureau report as a PDF — score, account history and all factors behind it.

How it works

Three steps to your credit report

The same simple path, whichever bureau or format you choose.

Choose your bureau

Pick Equifax, Experian, CRIF High Mark or TransUnion.

Verify your identity

Basic KYC details to pull your credit report securely.

Pick your format

Score only, JSON data, or the full report PDF.

Common questions

CIBIL & Credit Score FAQs

Does checking my score through you affect my credit score?
No, this is a soft enquiry pulled on your behalf and does not impact your credit score, unlike a hard enquiry from a lender.
Which bureau should I check?
It depends on which bureau your target lender uses. If you're not sure, checking all four gives you the most complete picture.
What's the difference between the score-only and full report?
The score-only format gives just your number, while the full report PDF includes your account history and the factors affecting your score.
Can I get my report as JSON for my own records?
Yes, the JSON format gives you structured data of your score and key report fields alongside the score-only and PDF options.

Ready to check your credit score?

Choose your bureau and preferred report format — we'll take it from there.